El fraude al consumidor ocurre cuando una empresa o corporación utiliza tácticas ilegales o poco éticas que causan daño a los consumidores. Conoce algunos consejos para evitar este tipo de fraudes:
- Pay the safest way: Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented.
- Know who you’re dealing with: In any transaction, be sure to check with your state or local consumer protection agency to see if the seller is credible.
- Protect your personal information: Never give out your personal data or the data of your banking products, such as credit cards or bank accounts, unless you are actually paying something and you know to whom you are sending the payment.
- Stay safe online: Do not send sensitive information by any means. Look for information about the security of websites and review their security policy to protect user information.
- Resist the pressure: It’s probably a scam if they demand you act immediately, or they won’t take «No» for an answer when you receive information about a promotion. Always remember to take the time to research who is requesting the money before you pay.
- Don’t believe promises of easy money: If someone claims they can make money with little or no work, it’s probably a scam.
- Check your credit reports regularly: You have the right to receive your financial statements and review the details of your expenses to verify that there is nothing irregular.
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